Mobile Money

Mobile Money gives you the flexibility to stay on top of your banking needs when you are on the go! Mobile Money is an application that lives on your phone, so accessing your financial accounts is always just a few clicks away.

With Mobile Money you can:

  • Check your Account Balance
  • Securely Transfer funds between accounts
  • View and pay bills
  • Review your account history
  • Make a Mobile Check Deposit

Must be enrolled in online banking

ALL FROM YOUR SMARTPHONE OR TABLET

  • Download Members Choice Credit Union, IL Mobile Money
  • Enter Online Banking credentials
  • Accept Terms & Conditions for App






Mobile Check Deposit

Log into your Mobile App

Once logged in you will see the following tool bar at the bottom of the screen

  • Choose Deposits
  • Enter deposit amount
  • Take a picture of the front of the check
  • Take a picture of the back of the check
    *Sign/Endorse the back of your check:
    For Mobile Deposit Only and your endorsement
  • Choose Yes or No when asked if you wish to make the deposit

The Deposit Check History screen you can view your deposits that have been Accepted, that are Pending, and any that may have Failed.

Deposits made Monday-Friday before 4:00p.m. (CDT) will be reviewed, processed, and generally available the same business day. Deposits made after 4:00 p.m. (CDT), or on weekends and holidays will be reviewed processed, and generally available the next business day. Deposit may be subject to a hold.





Mobile Money Frequently Asked Questions



  • What kind of device do I need to sign up for and use the Mobile Money App?
    The Mobile Money App is available for Apple and Android Devices
  • How can I get the Members Choice Credit Union Mobile App?
    Download the mobile money app by downloading the Members Choice Credit Union, IL Mobile Money app in the Apple App Store or the Google Play App Store.
  • What types of transactions can I do in the mobile app?
    You can perform the following transactions in the mobile app:
    • Check your account balance
    • Securely transfer funds between accounts
    • View and pay bills
    • Review your account history
    • Make a Mobile Check Deposit

  • What is a Mobile Deposit?
    A Mobile Check Deposits is convenient way to deposit a check into your checking account using your smart phone or tablet through Mobile Money.
  • When will I see my Mobile Deposit in my account?
    Deposits made Monday-Friday before 4:00p.m. (CDT) will be reviewed, processed, and generally available the same business day. Deposits made after 4:00 p.m. (CDT), or on weekends and holidays will be reviewed processed, and generally available the next business day. Deposit may be subject to a hold.
  • How can I find out the status of my Mobile Deposit?
    You can check the status of your Mobile Deposit by viewing Deposit Check History on the mobile app.
  • How can I change the accounts I want to see on the Mobile App?
    You can change the accounts you want to view in Online Banking. Under Self-Service choose

     →Mobile Money
       → Mobile Banking
         → My Accounts

    Then check box the accounts you want to see on the app.



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